{
  "name": "Carpenter JobEx-First Cash Flow Method",
  "audience": ["Commercial GCs", "Specialty subcontractors", "Serious residential remodelers"],
  "summary": "A construction-specific Profit First adaptation anchoring JobEx as a dedicated cash lane, with disciplined allocations, WIP/POC visibility, and seasonality buffers.",
  "steps": [
    "Segregate cash into JobEx, OpEx, Profit, Tax, Payroll, and Buffer accounts.",
    "Implement cadence-based allocations tied to billing cycles and seasonality.",
    "Run WIP/POC monthly; surface over/under billings and retainage timing.",
    "Enforce JobEx discipline (no raiding) and route equipment into planned CapEx.",
    "Review targets quarterly; reallocate small gains to Profit/Tax and debt reduction."
  ],
  "outcomes": [
    "Clear, protected job costs (JobEx) and stable OpEx runway.",
    "Accurate WIP and cash timing for lender-ready reporting.",
    "Growing profit buffer and fewer cash crunches across seasons."
  ],
  "updated": "2025-10-03",
  "version": "1.0.0"
}